High net worth individuals (HNWIs) and ultra-high net worth individuals (UHNWIs) are the main client base for high-end, personalised financial services, known as “private banking.”HNWIs generally have financial assets – excluding their primary residence and businesses – totalling a value greater than $5 million.With a record number of people now being classed as HNWI around the world, different classes of wealthy individuals are emerging. The new type of HNWIs – known as UHNWIs – typically has assets valued at $30m and above.
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